Mortgage Foreclosure & Refinance Resource

Mortgage Refinance and Loan Modification News and Guides

Entries from January 2008

Washington Mutual Loses Record Payments, Forces Foreclosure

January 15th, 2008 · No Comments

Kwaku Atta Poku, the Columbia cab owner who lost his family’s townhouse to foreclosure after a refinancing, despite having made every mortgage payment, is to get another chance to present his case today in Maryland’s highest court. In arguments that could change how lower courts handle foreclosure cases, attorneys for the immigrant from Ghana are [...]

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Tags: Foreclosure Information · Mortgage Legislation · Mortgage Litigation

Mortgage Fraud Trippled Since 2003, Convictions Doubled

January 15th, 2008 · No Comments

According to the USA Today, the FBI opened 1,210 mortgage fraud cases in fiscal year 2007, nearly triple the number of new cases in 2003. Convictions more than doubled from 123 in the 2006 fiscal year to 260 in 2007. “We expect that number to increase again in 2008,” says FBI financial crimes section chief [...]

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Tags: Foreclosure Statistics · Mortgage Scams

Only FHA Approved Brokers can charge for FHA Loan Origination

January 14th, 2008 · No Comments

If you are applying for a FHA backed loan, ask if your broker is FHA approved. Otherwise, you may be paying the origination fee twice. FHA loan origination services must be performed by a FHA-approved lender or FHA approved mortgage broker (loan correspondent). A loan correspondent may be compensated for the actual loan origination services [...]

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Tags: Mortgage Legislation · Mortgage Scams